Personal Finance

Course Overview

Personal Finance course is designed to prepare students with the skills and knowledge needed to shape their financial future. The course will provide a tool-kit of knowledge resources that will empower students to make informed financial decisions. The course covers real world topics including income, money management, credit, as well as saving and investing.

 Students will have the opportunity to explore concepts such as budgeting; checking and saving accounts; and investment options. The course also teaches sound practices in the areas of finance, debt, risk management, taxes, and credit management. 

Course topics include:

• Fundamental economic principles
• How to find a job, including resume preparation
• Factors that affect income
• Budgeting and spending
• Planning for taxes
• How to prepare a tax return and other tax forms
• Income vs. net worth
• Choosing a bank
• Debit cards and ATMs
• Insurance and risk management
• Credit management
• Interest rates
• Credit card management
• Loans and mortgages
• Credit laws that protect consumers
• Avoiding scams and identity theft
• Saving and investing